Your cart is currently empty.
Your cart is currently empty.
3625 E. Thousand Oaks Blvd. Suite 253
Westlake Village, CA 91362
Office Phone: 805.230.1113
Toll Free: 800.334.3633
Fax: 805.230.1103
Email: info@thebenefitcenter.com
California License Number: 0C97598
Copyright © 2021 The Benefit Center Insurance & Financial Services, Inc. All Rights Reserved.
Haley Weiner started her career in Insurance in 1988 with a focus on Life and Disability but gravitated towards the Group insurance market. She has experience both on the Carrier side and as a Broker, therefore acquiring decades of experience working with all the major carriers for Health, Dental, Vision, Life and Disability.
In 1991, Haley began to have in interest in Human Resources, a knowledge that gives her an edge when serving her clients, and became a HR Generalist.
Haley is dedicated to helping employers or individuals with their insurance needs. In addition, she also promotes Supplemental Products as enhancements to Employer Group Packages.
Haley is a member of the Los Angeles Association of Health Underwriters, California Association of Health Underwriters, and the National Association of Health Underwriters. She has been a part of ACA Panel Discussions and has been interviewed and published in Benefits Magazine and local newspapers.
Haley is married and has twin boys in 6th grade. She loves to be outside camping, golfing, running and enjoys spending time with friends and family.
License #0D41039
Sheryl Senet is a Broker at The Benefit Center where she focuses on helping clients navigate their benefit opportunities and providing top-level concierge service.
Sheryl has dedicated the last 30+ years of her career to the areas of Human Resources, Real Estate and C-Suite support, and is known for her professionalism at the highest caliber as it relates to trust and communication, relationship building, client services, and operations.
She was born and raised in Los Angeles and enjoys spending time with her family and friends.
License No: 4072273
Term insurance is designed to meet temporary needs and is a good place to start and can be utilized to meet short-term needs. It provides protection for a specific period of time (the “term”) and generally for 10, 20 or 30 years. It is a type of life insurance policy where premiums remain level for the specified period of time. Coverage’s and premiums are guaranteed for as long as the premiums are paid. After the end of the level premium period, premiums will generally increase significantly.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. You may be juggling a mortgage, auto loans and childcare costs. While your expenses may continue to expand over time, you may want an affordable life insurance policy that helps you plan for your family's financial future until the kids are grown and the house is paid off.
Medicare Part D is simply insurance for your medication needs. You pay a monthly premium to an insurance carrier for your Part D plan. In return, you use the insurance carrier’s network of pharmacies to purchase your prescription medications. Your Part D insurance card will be separate from your Medigap plan.
Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D:
Original Medicare will still cover the cost for hospice care.
Medicare Supplement Insurance (Medigap) is a health insurance policy that can help pay some of the health care costs that Original Medicare doesn’t cover, like insurance copayments and deductibles. Private insurance companies sell Medigap policies. Some Medigap policies offer certain benefits Original Medicare doesn’t cover such as hearing aids, vision, chiropractic and acupuncture and emergency response.
Permanent Insurance falls into two categories; Universal Life and Whole Life, both providing lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full death benefit will be paid to your beneficiaries. In addition, the accumulated cash value can provide supplemental retirement income in a tax favorable way.
Many policies offer a critical illness rider that pays a lump sum to you if you’re diagnosed with one of several specified critical illnesses such as cancer, heart attack or stroke.
In addition, many policies offer an accelerated death benefit rider that lets you collect a portion of the policy’s death benefit if you become terminally ill with a short life expectancy.
The death benefit proceeds from your life insurance policy may help support obligations such as the costs of your personal debts, medical bills or final expenses.
Permanent Insurance enables you to leave a legacy to someone you love or a favorite charity.