Employees are the core of every business – including ours. We're here to help you navigate your Benefits.

The Benefit Center is a premier independent insurance brokerage firm in Southern California. Independently owned and operated since 1982, we specialize in providing our clients with "First Class" concierge service.

We understand that the complexity of today’s insurance marketplace can be overwhelming. Our clients obtain the assurance and comfort of knowing all their insurance options have been carefully reviewed. As an independent brokerage firm we are not a "one size fits all" company. We combine innovative benefits with years of experience to find the best product to meet your specific needs. We will take the necessary time to analyze your objectives, goals and financial strategies so we can recommend the best product for you. We stand proudly by the recommendations we make.

We provide unmatched concierge service from a team of experienced professionals. You get full support before, during and after enrollment. Having an issue with your insurance company, our claims assistance specialist will take on the insurance company issues so you don't have to.

Haley Weiner started her career in Insurance in 1988 with a focus on Life and Disability but gravitated towards the Group insurance market. She has experience both on the Carrier side and as a Broker, therefore acquiring decades of experience working with all the major carriers for Health, Dental, Vision, Life and Disability.

In 1991, Haley began to have in interest in Human Resources, a knowledge that gives her an edge when serving her clients, and became a HR Generalist.

Haley is dedicated to helping employers or individuals with their insurance needs. In addition, she also promotes Supplemental Products as enhancements to Employer Group Packages.

Haley is a member of the Los Angeles Association of Health Underwriters, California Association of Health Underwriters, and the National Association of Health Underwriters. She has been a part of ACA Panel Discussions and has been interviewed and published in Benefits Magazine and local newspapers.

Haley is married and has twin boys in 6^th grade. She loves to be outside camping, golfing, running and enjoys spending time with friends and family.

License #0D41039

Sheryl Senet is a Broker at The Benefit Center where she focuses on helping clients navigate their benefit opportunities and providing top-level concierge service.

Sheryl has dedicated the last 30+ years of her career to the areas of Human Resources, Real Estate and C-Suite support, and is known for her professionalism at the highest caliber as it relates to trust and communication, relationship building, client services, and operations.

She was born and raised in Los Angeles and enjoys spending time with her family and friends.

License No: 4072273

Term Life Insurance

Term insurance is designed to meet temporary needs and is a good place to start and can be utilized to meet short-term needs. It provides protection for a specific period of time (the “term”) and generally for 10, 20 or 30 years. It is a type of life insurance policy where premiums remain level for the specified period of time. Coverage’s and premiums are guaranteed for as long as the premiums are paid. After the end of the level premium period, premiums will generally increase significantly.

This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. You may be juggling a mortgage, auto loans and childcare costs. While your expenses may continue to expand over time, you may want an affordable life insurance policy that helps you plan for your family's financial future until the kids are grown and the house is paid off.

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James D. Fitzpatrick

President

Sean M. Fitzpatrick

Vice-President

Medicare Part D Prescription

Medicare Part D is simply insurance for your medication needs. You pay a monthly premium to an insurance carrier for your Part D plan. In return, you use the insurance carrier’s network of pharmacies to purchase your prescription medications. Your Part D insurance card will be separate from your Medigap plan.

Medicare Advantage

Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D:

Plans may have lower out-of-pocket costs than Original Medicare.
In most cases, you’ll need to use doctors who are in the plan’s network.
Most plans offer extra benefits that Original Medicare doesn’t cover— like vision, hearing, dental, and more.

Original Medicare will still cover the cost for hospice care.

Medicare Supplement

Medicare Supplement Insurance (Medigap) is a health insurance policy that can help pay some of the health care costs that Original Medicare doesn’t cover, like insurance copayments and deductibles. Private insurance companies sell Medigap policies. Some Medigap policies offer certain benefits Original Medicare doesn’t cover such as hearing aids, vision, chiropractic and acupuncture and emergency response.

Permanent Insurance

Permanent Insurance falls into two categories; Universal Life and Whole Life, both providing lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full death benefit will be paid to your beneficiaries. In addition, the accumulated cash value can provide supplemental retirement income in a tax favorable way.

Many policies offer a critical illness rider that pays a lump sum to you if you’re diagnosed with one of several specified critical illnesses such as cancer, heart attack or stroke.

In addition, many policies offer an accelerated death benefit rider that lets you collect a portion of the policy’s death benefit if you become terminally ill with a short life expectancy.

The death benefit proceeds from your life insurance policy may help support obligations such as the costs of your personal debts, medical bills or final expenses.

Permanent Insurance enables you to leave a legacy to someone you love or a favorite charity.